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Footnotes

"Over 3,600,000 people reported one or more impairments that restricted everyday activities. Of these, over 2,380,000 were under 65 years of age."
Source: Australian Institute of Health and Welfare – Australia's Welfare 2003 Report

"Every working Australian has a one in three chance of becoming disabled for more than three months before reaching age 65."
Source: Australian Institute of Actuaries – Interim Report of the Disability Committee 2000

"More than half of all serious accidents happen outside of work when workers' compensation generally doesn't apply."
Source: Australian Bureau of Statistics – National Health Survey 1989-1990